Privacy Policy
Our Commitment to Your Privacy
AVM, L.P. ("AVM") has a long-standing policy of protecting the confidentiality and
security of information we collect about our clients. We do not share non-public
information about you ("Information") outside of AVM without your consent except
for specific purposes described below, in accordance with all applicable laws. This
notice describes the Information we may gather and the circumstances under which
we may share it.
Why We Collect and How We Use Information
We limit the collection and use of Information to the minimum we require to deliver
superior service to you. Such service includes advising you about our products,
services and other opportunities, maintaining your account(s) with us, processing
transactions requested by you or other persons authorized by you and administering
our business.
How We Gather Information
We get most information directly from you, when you apply for, access and use our
resources, applications or services – whether in person, by telephone or electronically.
We may verify this information or get additional information from consumer reporting
agencies or public sources. This Information may relate to your finances, employment,
avocations or other personal characteristics, as well as transactions and interactions
with or through us or with others.
How We Protect Information
Our employees, registered representatives and investment advisor representatives
acting on our behalf are required to protect the confidentiality of Information
and to comply with our established policies. They may access Information only when
there is an appropriate reason to do so, such as to administer your account or offer
products or services. We may also maintain physical, electronic and procedural safeguards
to protect Information, which comply with all applicable laws. Employees who violate
our Privacy Policy will be subject to disciplinary process.
Disclosure of Information
We may disclose any Information when we believe it necessary for the conduct of
our business, or where disclosure is required by law. For example, Information may
be disclosed for audit or research purposes, to attorneys or other professionals,
or to law enforcement and regulatory agencies to help, among other things, prevent
fraud or money laundering. In addition, we may disclose Information to third party
service providers (i) to enable them to provide business services for us, such as
performing computer-related or data maintenance providers, (ii) to facilitate the
processing of transactions requested by you, (iii) to assist us in offering our
products and services to you, or (iv) for credit review or reporting purposes. Except
in those specific, limited situations, without your consent, we will not make any
disclosures of Information to other companies who may want to sell their products
or services to you. For example, we do not sell customer lists and we will not sell
your name to a catalogue company or telemarketer. Moreover, it is AVM's policy to
require all third parties that are to receive any Information to sign strict confidential
agreements.
Our Former Clients
Even if you are no longer an AVM client, our Privacy Policy will continue to apply
to you.
Access to and Correction of Information
Upon your written request, we will make available for your review any file we may
maintain for your personal information; provided, however, that any information
collected in connection with, or in anticipation of, any claim or legal proceeding
will not be made available. If you notify us that any Information is incorrect,
we will review it. If we agree, we will correct our records. If we don't agree,
you may submit a short statement of dispute, which we will include in any future
disclosure of the disputed Information.
Further Information
We reserve the right to change this Privacy Policy at any time. The examples contained
within this Privacy Policy are illustrations and are not intended to be exclusive.
This notice complies with a recent Federal law and regulations relating to privacy.
You may have additional rights under foreign or domestic laws that may apply to
you.
Contact Us
If you have any questions about this Privacy Policy or our privacy related practices, or if you would
like a copy of AVM¡¦s Regulation S-P privacy policy, please contact us.